Transferring Wealth with Life Insurance

Transferring Wealth with Life Insurance – from a CPA

Jos will explore the use of life insurance from the point of view of a CPA who does tax & estate planning. Understanding some planning techniques when it comes to estate freezes, beneficiary designation planning for business owners, wealth transfer options without attribution without TOSI, and estate enhancement comparisons.

Jos Herman

CPA, CA, CFP, CLU, TEP

President – Resources & Solutions Professional Corporation

Jos is a well sought out industry professional that is able to address asset protection, succession planning, philanthropy, and explain the tax efficiency gained in the insurance planning process.

At her boutique consulting firm, she provides private business and personal solutions focused on tax concepts, tax efficient investment and insurance strategies, asset protection and wealth planning.

Her breadth of industry knowledge and wealth planning solutions has been a valuable asset to clients, CPAs, legal professionals, and advisors.